Financial literacy in Europe
Financial literacy is crucial for citizens to successfully navigate the complexities of today's financial landscape. This page showcases national efforts to improve financial literacy across Europe. These initiatives aim to provide individuals with knowledge and skills to make informed financial decisions. By sharing successful programmes and resources, we are fostering collaboration and innovation in financial education.
Click on the map below to explore these initiatives and discover how financial literacy is being enhanced across borders.
The European Central Bank is committed to fostering collaboration and innovation in financial literacy among national central banks
Explore diverse projects, access valuable tools, and see how these initiatives are shaping a more financially informed and resilient Europe.
Please select a country
Austria
EU member using the euro
EU member since 1995
Euro since 1999 (cash since 2002)
Oesterreichische Nationalbank resources
Belgium
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Nationale Bank van België/Banque Nationale de Belgique resources
Bulgaria
EU member not using the euro
EU member since 2007
Българска народна банка (Bulgarian National Bank) resources
Cyprus
EU member using the euro
EU member since 2004
Euro since 2008
Central Bank of Cyprus resources
- Conferences and seminars on financial literacy
- Awareness and educational videos
- Educational material for teachers and students
Czech Republic
EU member not using the euro
EU member since 2004
Česká národní banka resources
Germany
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Deutsche Bundesbank resources
Denmark
EU member not using the euro
EU member since 1973
Danmarks Nationalbank
Estonia
EU member using the euro
EU member since 2004
Euro since 2011
Eesti Pank resources
Spain
EU member using the euro
EU member since 1986
Euro since 1999 (cash since 2002)
Banco de España resources
Finland
EU member using the euro
EU member since 1995
Euro since 1999 (cash since 2002)
Suomen Pankki - Finlands Bank
France
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banque de France resources
Greece
EU member using the euro
EU member since 1981
Euro since 2001 (cash since 2002)
Bank of Greece
Croatia
EU member using the euro
EU member since 2013
Euro since 2023
Hrvatska narodna banka resoruces
Hungary
EU member not using the euro
EU member since 2004
Magyar Nemzeti Bank
Ireland
EU member using the euro
EU member since 1973
Euro since 1999 (cash since 2002)
Central Bank of Ireland resources
- Consumer Hub
- Word on the Street – video series
- Outreach visits to universities
Italy
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banca d'Italia resources
Lithuania
EU member using the euro
EU member since 2004
Euro since 2015
Lietuvos bankas resources
Luxembourg
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banque centrale du Luxembourg resources
Latvia
EU member using the euro
EU member since 2004
Euro since 2014
Latvijas Banka resources
Monaco
Non-EU country
Malta
EU member using the euro
EU member since 2004
Euro since 2008
Bank Ċentrali ta’ Malta/Central Bank of Malta resources
The Netherlands
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
De Nederlandsche Bank
Poland
EU member not using the euro
EU member since 2004
Narodowy Bank Polski
Portugal
EU member using the euro
EU member since 1986
Euro since 1999 (cash since 2002)
Banco de Portugal
Romania
EU member not using the euro
EU member since 2007
Banca Națională a României resources
Sweden
EU member not using the euro
EU member since 1995
Sveriges Riksbank
Slovenia
EU member using the euro
EU member since 2004
Euro since 2007
Banka Slovenije resources
Slovakia
EU member using the euro
EU member since 2004
Euro since 2009
Národná banka Slovenska
San Marino
Non-EU country
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Find out more about related content
ECB International Women’s Day 2025
At an event on 7 March 2025, President Lagarde and five panellists will discuss the importance of financial literacy for central banks and banking supervision authorities and its impact on monetary policy transmission.
Visit the event page